Unemployment & Health Care

Lately, many Americans have been facing great financial difficulties. Factors like the failing economy have left many Americans without a job, or have put major strains on their bank accounts. When money is tight, it's often necessary to make major lifestyle changes. Often this means eating out less or going to the movies less often, but sometimes it can be more serious. For some people, economic troubles have led to loss of health coverage.

There are many ways to lose health coverage. Millions of Americans have health insurance through their employers. Losing a job, then, can mean losing insurance. Many Americans choose to pay for their own private insurance, or do not have coverage through their employers. For college students who depend on their parents' insurance, having to leave school prematurely can mean loss of coverage on their parents' plan and loss of access to university health services.

The consequences of losing health insurance, of course, can be serious. Many people depend on ongoing health care, like prescriptions or regular tests. Parents who lack insurance can face high medical bills when their children get sick. But there are ways of coping with this situation, and by taking a few steps, you can protect yourself from loss of coverage.

It's very important to maintain continuous insurance, especially if you have a pre-existing condition. As of October 2009, insurers in the United States still deny coverage to people who have pre-existing conditions and have been uninsured. Basically, if you lose your insurance for a period of time (often a few months), you might be unable to get coverage at all.

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By finding a low-cost insurance plan, you can maintain continuous coverage until you can upgrade to a better plan. The Texas health insurance experts at Option 1 know the ins and outs of the insurance industry. We can work with you to find a plan that's affordable, so you don't have to lose your health insurance and take on the burden of medical bills. Contact Option 1 today to start your search.