Frequently Asked Questions

• Do I qualify for public health care coverage?
• How do I choose a Texas health insurance policy?
• What is an HMO?
• Do I really need health insurance
• What will Texas insurance coverage cost me?
• Which plan is right for me?
• What is the difference between medicare and medicaid?
• Should I buy health insurance directly?
• What is a PPO?
• Will my HMO be enough?
• Will my plan cover my family?
• What is a co-pay?
• What is the difference between a premium and a deductible?
• I have a chronic medical problem. Will this affect my insurance coverage?
• What is an HSA?
• Do health insurance companies practice genetic discrimination?
• Is health insurance fraud a major problem in the United States?
• What does Barack Obama plan to do about the United States’ health care problems?
• Do I qualify for Medicare?
• Is the private health care industry opposed to universal health care?
• What is AHIP?
• Is the U.S. health care system reliable?
• Is it true that adults are more likely to need health insurance than kids?
• I exercise regularly and eat healthy. Do I still need health insurance?
• What should I do if I cannot afford health insurance?
• What is the National Coalition on Health Care (NCHC)?
• Does health insurance cover plastic surgery?
• What is a primary care physician?
• How do credit scores affect an individual’s health insurance options?
• What are preexisting medical conditions and how do they affect my chances for affordable health insurance?