Texas High Risk Health Insurance

At Option 1, we strive to meet the needs of people with poor health or terminal illnesses who may not be able to find Texas health insurance coverage elsewhere. Our services help you explore coverage options with Texas high risk health insurance quotes even if you have been turned down in the past. Don’t give up on finding health insurance – let Option 1 help you today.

Coverage Options for High Risk Individuals

It is a great irony that the people who are most in need of health insurance are the ones least likely to qualify for it. It’s easy to get discouraged when a Texas health insurance company rejects your insurance application. However, Option 1 would like you to know that there are several options available to you regardless of your health or medical history.

COBRA Coverage

The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a law which provides qualifying individual with a temporary continuation of group health insurance coverage benefits (such as an employer-sponsored plan) which might otherwise be terminated or lost. Though COBRA generally involves higher premium payments than the original employer-sponsored health insurance plan, it is a great option for eligible, high-risk individuals who have health problems, have been rejected by insurance companies, or need expensive medication or medical procedures.

Texas Health Insurance Risk Pool

The state of Texas sponsors a Health Insurance Risk Pool expressly designed to assist people who cannot find high risk health insurance anywhere else. Qualified applicants include those with serious illnesses, those who have been turned down by private insurers due to health reasons, and even those who have exhausted their COBRA benefits. The Risk Pool provides individuals with comprehensive coverage, including doctor visits, hospital stays, prescription medications, and more.

Searching for Texas Health Insurance

Every Texas insurance company and policy has a different set of criteria when evaluating an application. This means that, though you may have been rejected by one insurance company, another one may be willing to offer you coverage. The only way to find these opportunities is by investigating a wide range of Texas health insurance quotes and options.

Option 1 specializes in helping you find and consider all your possible Texas high risk health insurance choices in a simple and efficient manner. We review information from many reputable Texas health insurance companies to help you discover a resource that you never knew existed.

For Texas high risk health insurance quotes and information, click here.