Texas Individual and Family Health Insurance

We at Option 1 recognize that everyone, regardless of economic status, age, or occupation, needs a reliable Texas health insurance policy. Though many Americans obtain health insurance through group plans sponsored by their large employers, such an option is not available to everyone. Searching for the right individual health insurance plan for yourself and your family can be a daunting task.

If you are unemployed, self-employed, working for a small company, or unable to get a large group Texas health insurance plan for any reason, Option 1 is here to help you. We provide quotes for a range of affordable Texas individual health insurance and Texas family health insurance plans.

Different Choices, Different Benefits

Texas individual health insurance plans come in a variety of shapes and sizes, encompassing as many different choices as do employer-sponsored plans. However, because individual premiums will come entirely out of your own pocket, it is important that you find the most affordable yet beneficial Texas health insurance policy with the assistance of Option 1. We offer Texas individual health insurance quotes from and information about many different plans, including:

Managed Care Plans:

Managed care plans such as a Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), or a Point-of-Service (POS) plan are a type of Texas individual health insurance plan which are based on a network of medical and healthcare professionals. For example, they may require you to choose an in-network doctor to serve as your primary care physician.

Indemnity Plans:

Also called fee-for-service plans, these policies offer more flexibility than managed care plans and allow you more freedom to choose your own doctors and specialists. Along with this increased flexibility, however, come higher costs.

Health Savings Accounts:

A Health Saving Account (HSA) is a two-part health insurance plan consisting of high-deductible, usually network-based insurance and a special savings account which earns tax-deferred interest in exchange for some restrictions on withdrawals. The good news – an HSA allows tax-free withdrawals for many short- and long-term medical expenses.

Blue Cross & Blue Shield Plans:

Blue Cross & Blue Shield plans are sponsored by hospitals and physicians’ organizations which offer prepaid benefits for certain medical procedures. These plans provide policyholders with direct care from participating hospitals and medical professionals, rather than through a reimbursement system.

Finding the Right Coverage for You

Conducting a search for a Texas individual health insurance or Texas family health insurance policy can be difficult, time-consuming, and exhausting. Option 1 makes it simple; we do the searching for you and provide you with easy-to-understand quotes from reliable and reputable Texas health insurance companies. Click here to get a Texas health insurance quote today.